Here are a few examples of the flexibility we can provide in our products to enable our customers to maximize on their financing/Leasing options

Start Up Programs

If you are looking to start a new business and require financing/Leasing at Questor we can assist you in preparing your business plan so to apply for a Small Business Loan or we can help you get approved on a lease so you can benefit from minimal down payments Contact one of our Sales Representatives for more details.

Government Leasing Programs

Government Leasing is the most accepted financing method used by Federal, Provincial and Local governments, to acquire equipment. It enables the entity to acquire the equipment they need without resorting to complex and time consuming revenue raising procedures. This program is available to all levels of governments, public schools and libraries, public and county hospitals, colleges and universities, community centers, fire stations, jails, sewer and water districts, and more. Any project or equipment essential to the operation of a city, town, sub-division, public agency or special district qualifies Government Leasing.

Rates are based on prevailing market interest rates, which are lower than corresponding "commercial" rates

100% Software Leases

Questor is proud to offer our customers the ability to lease software, labour and training costs using our 100% Software Lease. With changing technology, new software and installation costs have traditionally been paid for up-front out of capital budgets. Our 100% Software Lease allows Questor's customers to finance software upgrades, installation and cabling costs as well as employee training. Ask your Questor sales associate for more information on how you can use a 100% Software Lease to upgrade your software and train your staff.

Add on's

New systems and upgrades to existing systems often take more time to implement. We are pleased to offer our customers the option of a Lease add on's. This allows you 120 days to add to your lease, in the event that additional products or services are necessary to implement your technology solution. Ask your Questor Sales Associate how Add On Leases can solve your implementation problems.

Non profit Organizations

We can lease to all Non Profit type organizations such as, Churches Healthcare Facilities, Educational Institutions, Charitable Organizations, Condominium Association

Skip Lease

What it is good for: Organizations that need a flexible repayment schedule such as seasonal businesses, agricultural companies, recreational services firms, and school systems. How it works: You specify months when no payments are made. Benefits: Flexibility to adjust to irregular cash flow

Sale Leaseback

What it is good for: Customers who decide that leasing is more beneficial after having purchased their equipment. Sale-leaseback also allows companies to raise cash for other investments or cash flow purposes. How it works: The business that has already purchased equipment sells it to the leasing company, which, in turn takes ownership of the equipment and then leases it back to the business. The leasing company requires that the equipment be purchased within 90 days. Benefits: The sale-leaseback allows you to put money back into your business or into investments that appreciate rather than depreciate.

60 or 90-Day Deferred Lease

What it is good for: Businesses that need equipment for operation and development that will not immediately generate revenue. How it works: A 60 or 90-day deferred lease can be structured as a finance lease or a true lease. There is usually no advance payment required, and the first payment is not due until 60 or 90 days after the lease begins. Benefits: The equipment you need can be acquired with little to no money up front and no payments for 2-3 months.

Structured Lease

What it is good for: Businesses whose financed equipment will become more profitable over time. How it works: Payments increase according to a regular schedule over the life of the lease. Benefits: Payments can be adjusted to match cash flow

Lease rates, as well as the answers to all of your questions about leasing, are available from your Questor Sales Associate. Click here to contact us for more questions.